WHAT´S WRONG WITH OUR MORTGAGE?

Abstract

This work pretends to be a claim in favour of the mortgage, a legal issue with more than two thousand years of existence which has been an important figure in the economic growth. I can´t talk about failures in the mortgage because all the problems we have seen hold mainly whether in the economic crisis we are suffering for the last seven years, with a big increase of the unemployment, or in the inappropriate behaviours, either of the debtors as creditors (abusive clauses, bad information, high valuations, the idea about real estates never loose value and so on). My opinion is that “with appropriate legal measures which allow isolate mortgage of the unwise habits it will be an important factor of growth again”